Disclaimer

Effective Date: January 1, 2025

General Information

The information provided on this website, pandm.online, is for general informational purposes only. All information on the site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

External Links Disclaimer

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Professional Advice Disclaimer

The site cannot and does not contain financial advice. The financial information provided is for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based on such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of financial or legal advice.

Limitation of Liability

To the fullest extent permitted by applicable law, we shall not be held liable for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

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Changes to This Disclaimer

We may update this disclaimer from time to time. Any changes will be reflected with a revised "Effective Date" at the top of this page. We encourage you to review this page periodically to stay informed about any updates.

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If you have any questions or concerns about this Disclaimer, please contact us:

Email: [email protected]